People pay for insurance so they’ll have a safety net should disaster strike. However, insurance companies need to ensure the claims against them are valid. They can’t afford to overpay or pay for every sort of injury, including those excluded by their contracts. This...
Insurance
Lien-Based Medical Treatment: How Much Should Healthcare Cost?
In any personal injury case, especially any serious injury case, medical expenses play a key role. The medical expenses, themselves, can be quite significant. They also frequently inform any awards for non-economic damages, such as pain and suffering. Accordingly, it...
Colorado Supreme Court limits adjusters’ liability for delays and denials
Can individual adjusters be held liable for unreasonable insurance delays and denials? That’s the question to which the Colorado Supreme Court recently provided a certified answer. The District Court of Colorado asked for a certified answer because, in part, it wanted...
A recent opinion changes the rules for reinsurance
In a recent opinion, the United States Court of Appeals for the Second Circuit set forth a new standard for reinsurance limits. Reinsurers should no longer presume there’s a cap on their exposure to defense costs. This means that the decisions from Bellefonte v. Aetna...