How Can the Silent Partners in Injury Cases Find Justice?

Insurance companies are silent partners in nearly every personal injury case. They have skin in the game, but they rarely play an active role as juries weigh the evidence.

Instead, courts generally prevent attorneys from introducing evidence about a plaintiff’s or defendant’s insurance policy. The idea is that such evidence could bias the jury. Jurors may be more likely to rule in favor of plaintiffs when they believe they’re not punishing the people they see in court. They can simply dump a big bill in an insurance company’s lap.

Accordingly, nearly every state has rules that prohibit or limit comments about either party’s insurance policies. To protect their interests, insurance companies must understand these rules and when they apply.